Ujjivan Small Finance Bank Limited, a wholly owned subsidiary of Ujjivan Financial Services Ltd announced the commencement of its banking operations in Kolkata with the launch of six branches. These bank branches are located at Park Circus, Dumdum, Salt Lake, Tollygunge and Dakshineswar. The sixth branch at Matiagacha is Ujjivan SFB’s first Unbanked Rural Centre (URC) branch in West Bengal.
Ujjivan Small Finance Bank (Ujjivan SFB) had commenced its banking operations in February 2017 with pilot branches in Bengaluru. Today, with 25 branches, Ujjivan SFB has established its presence across Bengaluru, Ramanagara, Mumbai, New Delhi and Kolkata.
Over the past decade, Ujjivan has built a strong presence in Kolkata with 13 microfinance branches catering to 1.1 lakh customers. Ujjivan started its operations in West Bengal in May 2007. Since then, Ujjivan has covered 18 districts in West Bengal with 53 branches, catering to over 5.3 lakh customers.
Ujjivan SFB is offering savings bank account with no charges for minimum balance. Additionally, they are providing a whole host of benefits such as doorstep banking, mobile, internet and phone banking, access to biometric ATMs and Aadhar enabled debit cards.Aadhar enabled KYC enablespaperless account opening in approximately 5-7 minutes using biometric authentication on a hand-held device.
The customers of Ujjivan SFB will have unlimited access to ATM transactions on Ujjivan’s ATM network and a total of six free transactions on other bank’s ATM networks, making this one of the highest free transactions offered by any bank, currently.
Ujjivan SFB will also offer remittance services enabling customers to transfer money within Ujjivan and other bank accounts in a very reasonable and affordable manner. This has always been a key requirement of customers from this segment.
Ujjivan SFB has also launched a powerful, educational film on Financial Literacy titled ‘Paison Ki ABCD’ in partnership with Parinaam Foundation, a non-profit organization. The film was curated under the direction of renowned filmmaker Pradeep Sarkar.
Ujjivan SFB’s goal is to build a leading state of the art mass market bank in five years to serve the vast un-served and under-served customer base who currently are outside the formal banking system.
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